Over 70 million Millennials live in the U.S., and most of them have massive student loan debt. The average student owes $39,000. How can someone who borrows so much money make any money?
We’ll show you how to make cash without having any money! We’ll show you false beliefs about making money and help you avoid them if you want to get off the ground as soon as possible.
There are so many myths about making money – it’s easy to get confused if you don’t have a plan. This post will teach you how to separate fact from fiction so you can use your limited funds as effectively as possible. Let’s get started!
Myth #1: It always takes money to make money.

Partially true; You can’t expect to rake in thousands of dollars with zero initial startup costs, but there are some ways to make some extra cash without investing a large sum of money. Here’s an example: if you’re a writer, you can start a blog and monetize it with.
Mostly false; Some people will say they won’t invest until they see how it performs – but they’re only delaying investing because they don’t want to spend money. They want to generate interest by spending their lives. It’s not the best philosophy since you don’t know how your investments will perform until you actually invest them.
Myth #2: You need 0,000 to get started.

Overrated. There are so many ways to make money without throwing down $100,000 – and some ways will be much easier than others. A business can start with as little as $500! But if you have a great idea you know you’ll have a better chance of success with a larger sum of capital.
. You can start a business for as little as $500, but if you have a great idea, you’ll have a better chance of success if you have a larger sum of capital. Don’t underestimate your chances of making money without spending $100,000. If you have a great idea that requires a bit of startup capital you should take it seriously. Don’t let anyone who doesn’t have an interest in seeing your idea succeed discourage you from reaching your goals.
Myth #3: You can’t make money without a college degree.

Overrated . It’s absolutely possible to make a lot of money without a college degree, but it’ll take more time and effort to prove yourself to employers. Certain jobs have little to no education requirement, so don’t write them off!
Without a college degree, it is certainly possible to earn a lot, but prove yourself to employers will take time and effort. Certain jobs do not require much background education, so don’t overlook them. You can’t deny the fact that a lot of high-paying positions require a degree – but a lot of those positions also require a few years of experience as well. If you’re stuck in a job you hate then it might be worth going back to school for your bachelor’s degree, but there are jobs out there that will pay off your debt more quickly than others.
Myth #4: Debt is required to succeed.

Overrated . Many people will say “don’t start a business until you have enough cash – otherwise it’ll be too risky!” – but this is bad advice. Even if you only have a few hundred dollars to spend, there are plenty of ways to make money without risking it all.
. It’s common advice to wait until you have enough money before starting a business – because otherwise it’s too risky! But even if you only have a few hundred dollars, there are many ways to make money. Underestimated . If you’re not willing to put in any capital then don’t expect your business to grow past the ground floor. Without investing money into your idea, how will it succeed? You can’t kickstart a business with free labor alone.
Make Money without Initial Capital
There are a ton of ways to make money without money. Here are a few:
- Create content for businesses on Fiverr: This is a great way to get started, but you’ll have to provide consistent, high-quality work in order to get repeat customers.
- Do freelance work on sites like Upwork , Peopleperhour , or Fiverr . You can find gigs in most fields of work that will appeal to most businesses.
- Start your own blog and monetize it with Google Adsense (or another advertising network). Starting a website is free and you don’t need any experience to do it.
- Start a drop shipping business. You only need to have a few hundred dollars of initial capital and some basic marketing skills to succeed.
- It is a marketplace where you can do all kinds of odd jobs for cash, from office cleaning to driving someone around town. Much like Fiverr, TaskRabbit is for business owners and people looking for a side job.
- Get a loan from Kiva . If you’re passionate about starting your own business then you can take out a loan from Kiva that will be paid back with interest once your business becomes profitable.
- Apply for a job at a startup. This is risky, but if you’re willing to jump in headfirst then it could be the best way to get started. I know people who’ve started their own business with money they received when they got hired at startups.
The Bottom
These are just a few ways you can make money without putting your money where your mouth is – but if you want the big bucks then you’ll need big investments. There are no magic formulas. Whether you succeed or not (and your chances of success increase with substance and experience) will come down to your hard work.
Although taking a risk can be intimidating, that is how successful people think. Even if you have no experience starting a business it doesn’t mean you can’t – just that you have easier ways to do it at first.
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